What Do VA Lenders Look For?
Transcript What do VA lenders look for? They look at credit history, they look at debt to income ratio, and they look at the property qualifications. Those are the main things that determine whether you can get the loan.
Why Would a Home Not be VA Approved?
Transcript Why would a home not be VA approved? There’s a multitude of factors. Some of those could be pest infestation such as termites. But most of the time what we have seen is a property that’s in disrepair…
Qualify for Texas VA Home Loan: First Time Buyer Tips
Are you a first-time home buyer in the state of Texas? If so, you may be eligible for a Texas VA home loan. VA loans are mortgage loan programs established by the United States Department of Veterans Affairs, designed to…
Renovating Before Listing: A Wise Investment or Unnecessary Expense?
The decision to renovate a house before listing it for sale is a significant consideration for homeowners looking to maximize their property’s value and appeal to potential buyers. While renovating can enhance a home’s attractiveness, it’s essential to weigh the…
Can a VA Loan Close in 2 Weeks?
Transcript Can a VA loan close in two weeks? Yes, it can. We’ve done it here at Texas Home Loans. Most lenders cannot. It has to do with organization and being very detail oriented and having the borrower get…
Finding Your Home Sweet Spot: How to Determine What You Can Afford
Before you embark on your journey to homeownership, it’s crucial to determine how much home you can afford comfortably without straining your finances. Here are some strategies to help you find that sweet spot: How to Determine What You Can…
Can a VA Loan be Denied at Closing?
Transcript Can a VA loan be denied at closing? Technically, yes. There’s going to be a re verification of employment and re verification of credit. But in those cases, as long as you have the same employment that…
What is the Most Favorable Thing About a VA Loan?
Transcript What is the most favorable thing about a VA loan? Typically, it’s a zero down payment. Plus, you get a slightly lower interest rate as long as you have a lender who does not increase their margins and increase…
Understanding VA Loan Property Requirements in Texas
Veterans and active service members in Texas have the opportunity to purchase their dream homes with the help of VA loans. These mortgage loans, provided by private lenders and guaranteed by the Department of Veterans Affairs (VA), offer favorable terms…
What are Some Disadvantages of the VA Loan?
Transcript What are some disadvantages, disadvantages of a VA loan? The main disadvantage is you have to buy a primary residence. You can’t buy second homes, you can’t buy investment properties.
