In today’s challenging housing market, the allure of purchasing a foreclosed Texas home at a lower cost can be irresistibly enticing. After all, who wouldn’t want to snag a property for a fraction of its market value? However, before you…
A common dilemma that many potential Texas homebuyers face: determining how much house they truly need. In a world where “bigger is better” has often been the prevailing sentiment, it’s essential to consider your specific needs and financial goals before…
Securing a mortgage is a significant step in the Texas home buying journey, and avoiding common mistakes during the application process is essential for a smooth approval experience. As a mortgage professional, I’m here to share valuable insights on the…
Choosing the right mortgage professional is a critical step in the Texas homebuying process. Your financial well-being and the success of your homeownership journey depend on finding a trustworthy partner. In this blog post, we’ll delve into the key factors…
When it comes to purchasing a Texas home or refinancing your existing mortgage, understanding mortgage rates and trends is essential for making informed financial decisions. As a mortgage professional, I’m here to shed light on this crucial aspect of the…
Are you ready to take the exciting leap into Texas homeownership? As a mortgage professional with years of experience in the real estate market, I understand that purchasing your first home can seem overwhelming. However, with the right guidance and…
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster and easier, as well as get a better interest rate. A higher…
https://www.youtube.com/watch?v=WEAoZAjcyEQ Transcript Hello everybody. We talked about mortgage insurance and how there's been some drastic changes on this program. One of the other programs that came out recently was a 1% down Fannie Mae program, so that's pretty cutting…
https://www.youtube.com/watch?v=nNtVtROIyXo Transcript Hello everybody. Today at Texas Home Loans, we're gonna talk about the big changes in mortgage insurance, how that affects you and how a lower down payment might be a better use of your money due to…
