Timing the Market Isn’t Always the Best Strategy When it comes to refinancing, many homeowners want to wait for the “perfect” rate to appear before they act. It’s a common thought—why refinance now if rates could drop later? But here’s…
Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and industry professionals alike. For potential homebuyers, a drop in mortgage…
Transcript What disqualifies me from refinancing my home? That could be an excessive debt to income ratio, that could be lack of equity that wouldn’t meet the lender’s guidelines, that could be not dropping your interest rate, for example,…
Transcript Is it a good thing to refinance my house right now? It could be. It depends what your goals are. If goals are just to drop your monthly payment, then there has to be an interest rate differential…
Transcript Hello everybody, Scott Dill from Texas Home Loans, letting you answer the question. Is it hard to get a refinance? Yes and no. You have to have the right credit scores, typically above a 620. You have to…
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