skip to Main Content

🎥 Video Learning Center
- Conventional Learning Center
- VA Learning Center
Pre-Qualify
Calculator
Loan Options
Areas Served
About Us
- Meet Our Team for your Texas Mortgage
- Reviews
Blog
Contact Us
Apply Online
Get A Quote

Search

Blog

Home » Blog » VA Learning Center » Do VA Loans Check Credit?

Do VA Loans Check Credit?

January 22, 2024
Scott Dill
VA Learning Center, VA Loans

Transcript

Do VA loans check credit? Absolutely, they do check your credit and they use your credit to qualify you for the VA loan.

Scott Dill

Related Posts

VA Loans Unleashed for Fixer Upper Buyers

VA Loans Unleashed for Fixer-Upper Buyers

Transcript VA Fixer Upper Loans. We do these, we can help you out if…

Can You Waive Appraisal with VA Loan?

Can You Waive Appraisal with VA Loan?

Transcript Can you waive appraisal with a VA loan? For a purchase, the answer…

What Is the Debt to Income Ratio for VA Loans?

What Is the Debt to Income Ratio for VA Loans?

Transcript What is the debt to income ratio for our VA loans? Typically, when…

Step 1 of 21

4%

What are your goals?
- I want to buy a home
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*

Categories

previous post: What Do VA Lenders Look For?
next post: Texas VA Loan Refinance: Essential Tips & Considerations

What are your goals? Everyone is unique, request your personalized rates and fees.

About Us

Texas Home Loans was founded as a solution for everyone who has experienced a difficult mortgage lending process.

Company NMLS: 2135796

Equal Housing Opportunity

Contact Us

Texas Home Loans
908 S Main St
Boerne, TX 78006
(830) 929-7100
Email Us Today

SSL Certificate

Loan Options

Fixed Rate Mortgage
Refinance
VA Home Loan
First Time Home Buyer
Jumbo Home Loan
FHA Home Loan
Low Down Payment Purchase Options
Investment Property Loans

Resources

Learning Center
Contact Us
Apply Online
Get A Quote
Reviews
Mortgage Calculator
NMLS Consumer Access
ADA Accessibility Statement

Powered By

DOWNLOAD GUIDE ON CLOSING COSTS I CAN NEGOTIATE.

Get instant access.

First Name:*

Email*

Name

This field is for validation purposes and should be left unchanged.